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How it works
From form to coverage
in as little as one business day.

CoverCompete™ is a cyber insurance comparison service built for tech companies. Here's exactly what happens from the moment you fill out the form.

The process
Step by step.
01

You fill out a short form

Eight questions. No lengthy applications, no phone calls to get started. We collect the information carriers need to quote — revenue, industry, headcount, state, and existing coverage status.

  • Takes under 3 minutes
  • No sensitive data required at this stage
  • No commitment — comparison is completely free
02

We run your submission through the market

A licensed broker runs your details through our carrier network — 10+ top-rated cyber insurers including Coalition, Cowbell, At-Bay, Travelers, CFC, and more. We pull back real carrier quotes, subject to underwriting approval.

  • Real quotes — not estimates or ranges
  • Reviewed by a licensed broker before delivery
  • Turnaround within one business day for most eligible businesses
03

You receive a personal quote dashboard

We send you a private link — your own CoverCompete™ dashboard. All carriers side by side, a plain-English risk assessment, our recommendation, and a bind button. No PDFs. No spreadsheets.

  • All carriers on one page
  • Coverage differences explained in plain English
  • Best pick highlighted with rationale
  • Bind button — we handle everything from there
04

You bind — we handle the rest

When you're ready, hit the bind button or reply to your broker. We handle the application, carrier submission, and policy issuance. Same-day binding may be available when underwriting approval, signed applications, and payment are completed.

  • Same-day binding in most cases
  • Certificate of insurance typically issued upon policy issuance
  • Your broker stays available for questions
What you get
Your personal quote dashboard
includes everything.
◈

Carrier comparison

All carriers side by side — price, limits, deductible, admitted status, and carrier rating.

◎

Coverage deep-dive

Every coverage row from every carrier — 1st party, 3rd party, crime coverage, additional services.

◇

Risk assessment

Plain-English explanation of your cyber risk profile and what matters most for your business.

★

Best pick recommendation

We analyze price, coverage breadth, carrier rating, and services — then tell you which carrier we'd choose and why.

→

One-click binding

Ready to buy? Hit the bind button. Your broker handles everything — application, submission, issuance.

◻

Direct broker access

Questions? Message your broker directly from the dashboard. Licensed professionals, not a call center.

FAQ
Common questions.
Do you offer monthly payment options?
Yes — monthly payment options are available during the enrollment process. You can choose to pay your premium in full or finance it monthly when you bind your policy.
Are the quotes real or estimates?
Real, carrier quotes subject to underwriting approval. Not ranges, not estimates. We run your actual submission through carrier systems and only present real carrier quotes — final pricing and eligibility are subject to underwriting approval, signed applications, and payment.
How is CoverCompete™ different from other brokers?
Most brokers send you a PDF with three options. CoverCompete™ gives you a personal dashboard — interactive, plain-English, with every carrier and every coverage row visible. You make an informed decision, not a blind one.
What industries do you work with?
We specialize in technology companies — SaaS, IT services, MSPs, fintech, healthcare tech, e-commerce tech, cybersecurity firms, and data companies. Our carriers and coverage recommendations are optimized for tech risk profiles.
What states are you licensed in?
We're licensed across multiple states and work with surplus lines carriers, allowing us to help clients in many states through our carrier and wholesale relationships. Availability depends on your state, coverage type, and underwriting requirements.
How fast can I get covered?
Comparison delivery within one business day, for most eligible businesses. Once you decide to bind, same-day binding may be available when all requirements are completed. You'll have your certificate of insurance upon policy issuance.
Ready?
Get your free comparison.

Takes under 3 minutes. Results within one business day, for most eligible businesses. No obligation.

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