Introduction

CoverCompete™ ("we," "us," or "our") is operated by Catanzaro Insurance LLC, a licensed insurance agency based in Columbus, Ohio. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit covercompete.com or use our cyber insurance comparison services.

By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use our services.

Information We Collect

We collect the following types of information:

• Contact information — name, email address, phone number
• Business information — company name, industry, annual revenue, number of employees, state of operations
• Insurance information — existing coverage status, coverage preferences
• Usage data — pages visited, time spent on pages, browser type, device type, IP address
• Communication data — messages you send us through our website forms

How We Use Your Information

We use the information we collect to:

• Prepare and deliver your cyber insurance comparison
• Contact you regarding your comparison request and follow-up questions
• Process insurance applications and bind coverage on your behalf
• Communicate with insurance carriers and wholesalers on your behalf
• Improve our website and services
• Send you relevant insurance information and updates (you may opt out at any time)
• Comply with legal and regulatory obligations

Information Sharing

We do not sell your personal information. We may share your information in the following circumstances:

• Insurance carriers and wholesalers — to obtain quotes and bind coverage on your behalf. This is the core purpose of our service.
• Service providers — third party tools we use to operate our business, including Netlify (website hosting), and similar services. These providers are contractually obligated to protect your information.
• Legal requirements — when required by law, court order, or regulatory authority, including state insurance department requirements.
• Business transfers — in connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Insurance-related records are retained in accordance with Ohio Department of Insurance record-keeping requirements, typically a minimum of five years.

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• The right to access the personal information we hold about you
• The right to correct inaccurate personal information
• The right to request deletion of your personal information, subject to legal retention requirements
• The right to opt out of marketing communications at any time
• California residents may have additional rights under the California Consumer Privacy Act (CCPA)

To exercise any of these rights, please contact us at hello@covercompete.com or call 1-888-283-4977.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve your experience and analyze website traffic. You can control cookie settings through your browser. Disabling cookies may affect some functionality of our website. See our Cookie Policy for more detail.

Security

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the date at the top of this page. Your continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

• CoverCompete™ — a product of Catanzaro Insurance LLC
• 729 S 3rd St, Columbus, OH 43206
• hello@covercompete.com
• 1-888-283-4977