By accessing or using covercompete.com and the services provided by CoverCompete™, operated by Catanzaro Insurance LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
CoverCompete™ is a cyber insurance comparison service that helps businesses compare quotes from multiple insurance carriers. Our services include:
CoverCompete™ is a product of Catanzaro Insurance LLC, a licensed insurance agency. We act as your broker and represent your interests in obtaining coverage. We are compensated by insurance carriers through commissions when you purchase a policy.
All quotes presented through CoverCompete™ are subject to underwriting approval by the respective insurance carrier. Quotes are based on the information you provide and may change based on additional underwriting review. A quote is not a binding contract or guarantee of coverage. Coverage is only effective when a policy is issued by the carrier and premium is paid in full.
We make every effort to present accurate pricing, but we are not responsible for errors or omissions in carrier-provided quote data.
You agree to provide accurate, complete, and truthful information when requesting a comparison or applying for coverage. Providing false or misleading information to obtain insurance may constitute insurance fraud, which is illegal and can result in denial of coverage, policy cancellation, and legal consequences.
CoverCompete™ is operated by Catanzaro Insurance LLC, a licensed insurance agency. Ohio License #1047284. Our licensed producers are authorized to solicit, negotiate, and sell insurance in the states where they hold active licenses. All insurance transactions are subject to the laws and regulations of the applicable state.
The information provided on this website and through our services is for general informational purposes only and does not constitute legal, financial, or professional advice. We recommend consulting with appropriate professionals for advice specific to your situation.
CoverCompete™ and all associated logos, content, and materials are the property of Catanzaro Insurance LLC. CoverCompete™ and associated brand assets are trademarks or service marks of Catanzaro Insurance LLC, with federal registration pending. Unauthorized use of our intellectual property is prohibited.
To the maximum extent permitted by law, CoverCompete™ and Catanzaro Insurance LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to loss of coverage, denial of claims, or reliance on information provided through our platform.
Our total liability to you for any claims arising from these Terms or your use of our services shall not exceed the amount of commissions received by us in connection with your policy.
You agree to indemnify and hold harmless CoverCompete™ and Catanzaro Insurance LLC from any claims, damages, or expenses arising from your use of our services, your violation of these Terms, or your provision of inaccurate information.
Our services may involve third party platforms including insurance carriers, wholesalers, payment processors, and technology providers. Your use of those services is subject to their respective terms and conditions.
These Terms are governed by the laws of the State of Ohio. Any disputes arising from these Terms or your use of our services shall be resolved in the courts of Franklin County, Ohio.
We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page with an updated date. Your continued use of our services after changes constitutes acceptance of the updated Terms.
Questions about these Terms? Contact us: